Artisan Contractors’ Insurance in Arlington, Texas

Whether you’re a skilled carpenter, a talented electrician or a versatile general contractor, securing the right insurance coverage is essential to safeguard your work, finances and reputation.

General Liability Insurance

General liability insurance is your first line of defense against claims of property damage, bodily injury or personal injury resulting from your work. Coverage typically includes medical expenses and legal fees if someone is injured on the job site due to your work. Other issues can also be covered, such as claims for damage to clients’ property caused by your work and legal matters like defamation, false advertising and invasion of privacy claims.

Professional Liability Insurance

Professional liability insurance, also known as errors and omissions insurance, is vital for protecting against claims of negligence, errors or omissions in your professional services. For artisans, this may help provide coverage for issues arising from design errors, incorrect advice or missed deadlines.

Workers’ Compensation Insurance

Texas law does not mandate workers’ compensation for all businesses, but it’s highly recommended for artisan contractors. This insurance may help provide wage replacement and medical benefits to employees who are injured on the job. For contractors with employees, ensuring their well-being and protecting your business from potential lawsuits is crucial.

Commercial Auto Insurance

Commercial auto insurance is necessary if your business involves using vehicles for transporting tools, materials or personnel. Personal auto insurance typically doesn’t cover vehicles used for business purposes.

Commercial auto insurance may help pay for damage to your company vehicle and third-party accident-related injuries and property damage, depending on the coverage you choose.

Property Insurance

Property Insurance is crucial for protecting your physical assets, including tools, equipment and your business premises. In Texas, where severe weather events like hurricanes and tornadoes can occur, this coverage may help safeguard your investments.

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Insurance solutions designed for artisan contractors are essential for managing risk.

Contact Atlas Auto Insurance in Arlington, Texas, for business insurance tailored to your unique needs.